Our Services

New Home Buyer Workshop Program

This are Convention Loan Programs ONLY. NO PERFECT CREDIT!!!

Client must attend schedule a meeting at our office to qualify and complete a buyers agreement for program.

Qualify as First, Second and Third Homeowner. (CANNOT CURRENTLY OWN ANY PROPERTY)

Purchase or Purchase & Renovate, Program and We Will Pick Up The Cost.

30 FIXED RATE MORTGAGE.

100% (ONE HUNDRED PERCENT) FINANCING.

INTEREST RATE: 3.750% to Buy-down of  0.000%

NO CLOSING COST INCURRED BY BORROWER.

NO POINTS INCURRED BY BORROWER.

NO MORTGAGE INSURANCE INCURRED BY BORROWER.

NO ATTORNEY FEE INCURRED USING OUR ATTORNEYS.

ELIGIBLE PROPERTIES: SFR,  2-4 Multi-Family, Condo, CO-OP, Mixed-Use- 4 Family.

BUYER: Responsible to pay for Appraisal and Home Inspection



Documents REQUIRED at First Meeting

1. Photo I.D.
2. Income Verification:
  • Employment Income:
    • Paystubs for the past 30 days with year-to-date income
  • Self-employment:
    • Last twelve months of bank statements circle all business expenses and total for each month.
  • Other Income:
    • Social Security Benefits letter and three (3) months deposit history
    • Disability Benefit letter and three (3) months deposit history
    • Alimony Court records or twelve (12) months deposit history
    • Child Support Court  records or twelve (12) months deposit history
    • Other Income Supporting documentation
3.  Bank Statements for all open accounts last 90 days with  ALL PAGES
4.  Tax Returns for the last TWO years (with all schedule and transcripts)
  • W-2s for last TWO years
  • Gift Letter verification of gift.
  • Liabilities:
    • Child Support
    • Alimony
    • Bankruptcy papers (2 year OUT)
    • Divorce Documents

Apply Now

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