No Doc Mortgages

No Doc Mortgages

No-Doc~ a type of reduced – documentation required mortgage programs in which income and assets aren’t disclosed on a loan application and employment isn’t verified. However, a credit check is typically required as lenders are counting on the fact that the borrower has a good credit history. No Doc mortgages usually fall into the Alt-A classification, and tend to carry a higher interest rate and require a higher down-payment than prime mortgage.

The No Doc Loan Program (no income, no assets, no fico) is the most streamlined No Doc Mortgage Refinance program offered. Unlike a State Income Loan the No Doc Loan requires No Documentation. Business Entities such as LLC, Partnerships, Corporations or Irrevocable Trust may borrow as a No Doc Loan with personal guarantor(s). Borrowers who have a large down payment or significant equity, are rewarded with our “Hassle Free”, No Doc Mortgage Rates, No income and no assets verification processing. The Express No Doc Loan is designed to make NO doc Property Loans financing fast, easy and accessible.

No Doc loans are available for conventional residential homes and commercial properties, for purchase and/ or refinance.

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